I thought I should let some tips that can help to minimize potential fraud / fraud in our ATM cards:
1: Keep your ATM card in their possession forever: The first thing criminals can access your card if you have it. Never lose sight of your card. If not, where can use your card to maintain it, the alarm should start ringing. If you have questions, see number 7 below.
2 Use the card for credible POS: Avoid your ATM card at gas stations, hotels, cafes. Basically, in which could be compromised POS. I was in Abuja, the other day. I made the transaction type and asked me to pay the POS. As my bank was not far away, I told him to wait. I took a taxi to my nearest bank. He took the money and brought it back. The guy laughed and told me to wa o. The moral of the story is, do not expose the card transactions that could lead to fraud / scam
3: MasterCard Secure / Verified by Visa: if you make online transactions, the possibility that the card details into the wrong hands is high. There are measures to reduce fraudulent transactions on the Internet. Please go to the bank and registry. If you have a trump card, sign up for MasterCard Secure Code. If you use a Visa, sign up for Verified by Visa. No one would be able to conduct on-line transactions, unless they can bypass these security measures.
4. Use ATMs in banking: It turned out that criminals have the ability to change keyboard and ATM card slots at ATMs. The goal is to decipher all the data maps used in these machines. To avoid the possibility of your card
5: Password Protection: Most cards are protected anyway password. But that is not enough. A thief can easily use techniques such as cameras, spy giraffe to see your password. Always make sure that you enter the password, be sure to protect key as possible. Someone may look. Even the person at the counter could try to spy.
6: Never leave your card for each drag / let your card out of it in a public place: If you pay for POS restaurants, hotels, etc., always pay attention to what is happening. If the person collecting your card and try to guess, I advise you not to. However, when you take a card out of sight. For details on the card can be skimmed.
If you believe your card has been compromised, follow these steps to reduce the risk:
7: Immediately notify the fictitious price / suspicious on the card: Do not wait to confirm if errors banks. Your ability to recover your money depends on how quickly send reports
8: Block the card immediately: If you see any suspicious / unfamiliar transaction, the first reaction would be to have your card blocked immediately. There is no reason to wait for your bank to confirm if he is making a mistake or network. The longer you wait, the more likely you are to lose your money. Refer to one of the above mentioned publications.
9: Check your bank account: If you have access to online banking, sign up now check and check your speed alerts. It might help to clarify the situation
10: Make a police report: Go to the police report. Explain clearly what happened. Provide as much detail as possible to allow police to search
11: Always be careful: You are your own bank ATM card. Do not be satisfied!
12: Please add: Share and transmit a message. This could help someone in this dry season.
PS: If you are buying online, make sure the site is coded with a padlock. Security is another measure in order to provide the information.
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